About Health Insurance
Accidents or medical emergencies come unannounced. We all require medical care at some point in time in our life. Healthcare in Dubai can be expensive and hence it is necessary to be well-prepared beforehand. It is most important to invest in health insurance in Dubai.
You can get health insurance in Dubai by simply paying a premium to the company, and cover the healthcare related expenses for doctors, hospitals and pharmacies in return. It also helps you with (covers) cashless treatment at a wide range of hospitals, Medical checkup, depending on the plan purchased you can also avail a cover for your health insurance in Dubai before and post hospitalization charges, transportation charges. All this and much more without burning a hole in your pocket.
Healthcare has never been more expensive. It is mandatory to have at least basic health insurance for Employees and their dependents in Dubai by Health authorities in most the Emirates in UAE. The free zone authorities ensure that the employees and their dependents are covered in most of the free zone areas before confirming the visas. There are so many arrays when it comes to picking the best health insurance in Dubai, it is difficult to decide from where to start. There are several things to be certain of when you are looking for the best medical insurance companies in Dubai: What do you need to be covered? Your budget for premium? To help employer or sponsor find the top health insurance companies in Dubai and with the most affordable premium plan, TelusCare has put together a tool for easy comparison of policies with complete policy management.
How TelusCare can help in choosing the right medical insurance in Dubai?
- Enter the number of dependents or employees that need to be covered.
- Choose the plan and benefits and geographical scope from the variety of options available on the HealthCare calculator.
- Fill in other details as requested.
- Hit the calculate tab to compare various plans at your fingertips.
TelusCare health calculator assures your choice of top plans that fit your requirements perfectly. It is the easiest way to compare and choose health insurance in Dubai and other emirates at one click.
Why use TelusCare Health Insurance Calculator?
Access to genuine information:
TelusCare helps you by giving you access to the exact information about all the plans offered as per your requirement and convenience. The portal also saves you from fraud agents and declined claims at the time of treatment.
Time-saving and convenient:
Comparing health insurances in Dubai from the wide range of policies can be tedious. The TelusCare portal helps you by comparing health plans online without even having to meet the agent in person. You can also pay premiums, get quotes, renew plans and verify your documents online in the comfort of your home or office.
TelusCare makes sure that you buy the right online medical insurance without burning a hole in your pocket. You can compare and select the policy that best suits your needs and budget. You can also check if the plan complies the health authority requirement, to make sure of any hidden charges or extra charges levied from the buyer.
Numerous health insurance companies:
You can choose from more than two plans and get quotes from various health insurance providers in Dubai, this gives you an array of policies to choose from as per your requirement.
Dedicated virtual Relationship Manager:
Your dedicated relationship manager will guide you in every possible way to ensure a smooth process and excellent customer support online and offline. Auto documents audit TelusCare offers an auto audit of documents with the help of OCR. This reduces the errors in the policy and avoids future inconvenience.
Manage multiple Insurance policies:
TelusCare portal is a single window to manage multiple insurance policies at your convenience. You can add, delete, claim, update GDR FA and renew the policy at your fingertips on a single window
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Frequently Asked Questions:
Yes, considering the expensive health care in Dubai. The health authorities have made at least a basic health insurance mandatory for employees and their dependents.
Health insurance in Dubai offers an Individual plan or Group Plan which is further categorized into Family (dependent) and Employees The premium is based on Age, Sex, Marital Status, Salary, Visa issuance Authority and plans category. TelusCare helps find the best and lowest premium plan for the employer or sponsor with complete policy management.
Health insurance in Dubai offers a variety of features to choose from as listed on the TelusCare Portal.
- 1) Annual Sum Insured
- 2) Geographical coverage
- 3) Direct access to the clinic or hospital
- 4) Medicine limit (Pharmacy limit)
- 5) Deductible and Co-Pay
- 6) Dental Insurance
- 7) Maternity insurance
- 8) Eye Care insurance
- 9) PED/ Chronic (with/without waiting period) — like Blood pressure, Sugar...
- 10) Network Providers (kind of clinics, Hospital, Pharmacy and diagnostic center)
- 11) Critical illness
- 12) Alternative medicine like homeopathy, Ayurveda, Acupuncture, etc. To name a few along with many other features.
Q. What documents are required for Buying Medical Insurance in Dubai or other Emirates of UAE online/offline?
Insured documents: Passport copy, Emirates ID, Visa copy along with medical declaration form depending on the policy chosen. Sponsor Documents: Passport Copy, Emirates ID, Visa Copy (In case of individual sponsor) and trade license copy (in case of company sponsor) Insurance policy renewal: You may not have to submit all your documents if you are renewing policy from the same service provider. Submit all your documents and simply provide details of the existing policy to proceed with the renewal. In case of processing health insurance with another insurance company, you may need to provide loss ratio along with the same documents as listed above. (Claims ration or loss ratio helps to provide the lowest premium if the loss is lesser than the paid premium).
TelusCare tips and online portal helps you make the medical insurance claim in Dubai convenient and comfortable. You can avail complete information about the network and doctor availability, benefits and exclusions, claims process and its key features on one click, if not covered under cashless treatment.
We all are familiar with the claims rejections in medical insurance. Some of the most common reasons for claim rejection are
- 1) Lack of genuine information.
- 2) Not aware of the exclusions
- 3) Visit different network for treatment
- 4) Lack of coverage and benefits information
- 5) Claims filed after certain days of medical treatment before signing up.
At TelusCare, we help you check if the plan complies the health authority requirement, and we advise you to read the medical policy to reduce the chances of claims rejection.